American Bank & Trust

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

ALL FUNDS IN A "NONINTEREST-BEARING TRANSACTION ACCOUNT" ARE INSURED IN FULL BY THE FEDERAL DEPOSIT INSURANCE CORPORATION FROM DECEMBER 31, 2010 THROUGH DECEMBER 31, 2012. THIS TEMPORARY UNLIMITED COVERAGE IS IN ADDITION TO, AND SEPARATE FROM, THE COVERAGE OF AT LEAST $250,000 AVAILABLE TO DEPOSITORS UNDER THE FDIC'S GENERAL DEPOSIT INSURANCE RULES.

THE TERM "NONINTEREST-BEARING TRANSACTION ACCOUNT" INCLUDES A TRADITIONAL CHECKING ACCOUNT OR DEMAND DEPOSIT ACCOUNT ON WHICH THE INSURED DEPOSITORY INSTITUTION PAYS NO INTEREST. IT ALSO INCLUDES INTEREST ON LAWYERS TRUST ACCOUNTS ("IOLTAS"). IT DOES NOT INCLUDE OTHER ACCOUNTS, SUCH AS TRADITIONAL CHECKING OR DEMAND DEPOSIT ACCOUNTS THAT MAY EARN INTEREST, NOW ACCOUNTS, MONEY-MARKET DEPOSIT ACCOUNTS.

FOR MORE INFORMATION ABOUT TEMPORARY FDIC INSURANCE COVERAGE OF TRANSACTION ACCOUNTS VISIT WWW.FDIC.GOV.

News and Announcements

Investment Services and Financial Planning

Interested in financial planning and investment assistance? Contact Dave Smith, a registered investment professional affiliated with American Investment Professionals. Contact your branch or call Dave at

985-773-1213 or 318-932-8017

Securities offered through Investment Professionals, Inc. Member FINRA & SIPC. Not bank guaranteed or FDIC insured and securities may lose value.

MORTGAGE LOANS

Click below for mortgage loan information and applications

American Bank and Trust Mortgage Loans

INTERESTED IN MORE FDIC INSURANCE?

Ask about our CDARS program. Deposits in excess of $250,000 can be covered without the hassle of managing accounts at multiple banks. We do it for you! One statement, competitive rates and the security of FDIC coverage.

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MOBILE BANKING - BANK BY CELL PHONE!

Now with a web-enabled cell phone you can check balances, transactions and transfer funds.

...on your cell phone go to www.abtcell.com and enter your regular login and password. Click on the demo below to see how easy it is!

Mobile site demo

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WANT TO SEE YOUR
FINANCIAL WORLD ON ONE PAGE?

Welcome To
FINANCE CENTER

American Bank and Trust now offers a solution to the ever-growing Internet maze of online accounts through our new Finance Center located within Internet banking. The finance center gives you one-click access to your online password-protected accounts.

Single login access to all Internet-enabled financial accounts
Current, comprehensive view of overall financial status
Ability to manage transactions based on financial snapshot
Superior security standards
Over 8000 online accounts supported

Registration is easy! To enable this service, simply click on the finance center tab within Internet banking and questions will guide you through the quick registration process.

If you'd like to see a demo of this exciting product, click here

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PRESENTING A NEW CONVENIENT WAY TO BANK

EXTERNAL FUNDS TRANSFER

Now its easy, fast and secure to transfer funds between your accounts at other financial institutions and your accounts at American Bank and Trust.

You can now carry out inter-institutional money transfers with the click of a mouse and even request one-time, future dated and recurring transfers.

It's simple to set up. Under the "Transfers" tab, click on "Add External Transfer Account" to add the accounts you would like to have access to. Once you submit this form, we will notify you when the capability is added. You will then be able to use "External Transfers" just as you would any other
transfers, just click on the accounts drop-down box to make a transaction.

This feature provides our account holders with more control over your finances than ever before. Please read the online agreement for a full description of this service including terms and conditions.